Disputed Insurance Claims
Disputed Critical illness insurance claims
Critical illness insurance will normally pay-out should you be diagnosed with a life-changing health condition. These health conditions are typically long term or terminal illnesses such as cancer, heart attacks and strokes along with other serious medical conditions. Critical illness cover may be a stand-alone policy but is often sold alongside life insurance.
No Win No Fee Disputed Critical Illness Claims
Recovery Assist are leading Disputed Critical Illness Insurance Claims Solicitors. We can challenge your insurers to get you the settlement you need and deserve. Call Recovery Assist on 0161 762 4949 or complete our contact form and we will call you.
If you think your critical illness insurance policy has been refused, disputed or you have been underpaid, contact us today.
Why has my Critical illness insurance claim been rejected? / Why have I only been offered partial payment of my Critical illness insurance claim?
The most common reason for a Critical Health Insurance claim being unsuccessful is due to non-disclosure. Non-disclosure applies to the information you provide at the outset of your policy. It is this information that is used to determine the risk that you pose to the insurer, and your premium will reflect this level of risk. Essentially the insurers are saying that you should have disclosed certain medical or lifestyle information when you applied for the policy.
This can be the insurers asserting that the condition you have is not severe enough to meet the policy definition of the covered critical illness. It can also be that the critical illness is due to an excluded cause, some examples of common exclusions are self-inflicted injuries, failure to meet reasonable doctor’s advice, or critical illness that is due to drug or alcohol abuse.
When your critical illness insurance claim is declined or refused it is essential that your claim is investigated thoroughly.
It’s no fun dealing with insurers and certainly not in these trying circumstances. If you choose Recovery Assist Solicitors, we will argue your case robustly, liaise directly with your insurer and where necessary take your claim to the Financial Ombudsman.
